Zanaco is the only bank in Zambia which is “Citizen owned” and it has lived to its Xapit Instant Banking - Banking from the convenience of your cellphone. Xapit, the cell phone based banking facility was launched to the public after "To existing Zanaco account holders, Xapit instant banking is an. Zambia National Commercial Bank © Designed by Zanaco ABOUT SSL CERTIFICATES. Low Bandwidthclose. The current bandwidth seems to be low. Our Board Management Board Zanaco CSR Online Banking Security Tip Branch Locator Internet Banking maintenance. Internet Banking Payflexi Betcave casino. A transaction platform which allows funds to be transferred electronically. When opening a XAPIT Account, all the customer need is a National Registration Card and a Mobile Cellphone Number which many Scorplous individuals have taken advantage of in saving fraudelent money through it. There is no master in english ya, but some things are just annoying.